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Nkwa Trust Bank Group
In this Group: Owusu, Amina, Agara, Olivia, Rebecca, Rose, Ama, Hawa
Rebecca is a 30-year-old woman who describes herself as hard-working. She is married and has one child who is 5 years old. Rebecca hopes to provide her child with a quality education. For the past 6 years, Rebecca has operated a 'cold store'. She will use the loan to buy cartons of frozen meat and fish. Rebecca would like to expand her business to include other products for sale.

Rebecca is currently the leader of the trust bank group called "Nkwa", which means “life” in Twi, the language most commonly spoken in Ghana. This group has 8 members who are all determined people. The other group members are engaged in retail businesses selling food, groceries, cosmetics and clothing. They plan to use the loan to purchase stock to grow their businesses and support their families.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $12,522,450
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nkwa Trust Bank Group's $1,450 loan helped a member to purchase frozen fish and meat in bulk.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 19, 2010
May 17, 2010
Currency Exchange Loss:
Nov 12, 2010