Josecito De Cumbe( Cuenca) Group
They live in the parish with the same name as their communal bank. It is located to the south of the Cuenca canton. Cumbe has an area of 71.4 square kilometers and represents 2.3 percent of the territory of the canton. It is 24 kilometers from the city of Cuenca, and it is connected by the asphalt road, Cuenca-Loja.
Among its activities, farming stands out. Older people and women farm, and the rest of the population goes to Cuenca everyday to do different economic activities like working in factories, making handicrafts, or being employees in commerce. Some provide services, primarily as construction workers.
Teresa G. is 41 years old. She lives in the Cumbe parish with her husband, a construction worker, and their six children. The children’s ages range from 20 to 3 years old. Her first three children are in high school. The other two are in elementary school in the area. The youngest is with her all the time. The house where they live is lent to them by a brother. This is until they are able to have their own home, which will give the entire family tranquility.
Teresa raises guinea pigs and chickens, and they grow rapidly. They are for sale as much as for household consumption. She has had two cycles. With her new loan she will buy more chickens, guinea pigs, and food for them.
María Sarbelia C., age 51, is a very happy and charismatic member of the group. This is her second loan. She will buy baby chickens and food to enlarge her animal farm. She has been doing this for a long time. She also has a dairy cow, and she sells her production in her community.
She lives in the Cumbe parish with her husband and four of their five children. The third daughter got married and lives independently. Two of her children work and help economically with the household expenses. They also help with the educational expenses of her last daughter, who goes to the local school. Her second daughter does not work, but she helps with the household chores.
Her goal is to have more animals in her farmyard.
La señora Teresa G. con 41 años vive en la parroquia Cumbe con su esposo que trabaja en la construcción y sus seis hijos que oscilan entre los 20 y 3 años, sus tres primeros hijos cursan la educación secundaria y los otros dos la primaria en instituciones de la localidad, mientras que el más pequeño pasa con ella todo el tiempo, la vivienda que habitan es prestado por un hermano hasta que puedan tener su casa propia para tranquilidad de toda la familia.
Teresa se dedica a la cría cuyes y pollos que son de pronto crecimiento tanto para la venta como para el consumo en su hogar, es nuestra socia hace dos ciclos y con su nuevo crédito comprará más crías de pollos, cuyes y alimento para su crianza.
María Sarbelia C. tiene 51 años de edad y es una socia muy alegre y carismática del grupo, este es su segundo crédito que lo va a invertir en la compra crías de pollos y alimento para incrementar su criadero de animales actividad a la que se dedica hace mucho tiempo, también tiene una vaca lechera y su producción la vende en su comunidad.
Nuestra socia vive en la parroquia Cumbe con su esposo y cuatro de los cinco hijos que concibió pues la tercera hija se caso y vive independiente, dos de sus hijos trabajan y ayudan económicamente con los gastos de la casa y los estudios de la ultima hija que estudia en un colegio de la localidad, mientras que la segunda hija no trabaja pero le ayuda en los quehaceres del hogar.
Su meta es incrementar más animales a su corral.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid