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Karel Eunice
Karel Eunice L. R. is a 21 year old young woman. She is single and a high school graduate. At a very young age, she began to work to support herself. She works as a cleaning lady in the General Office of Customs of Nicaragua. At this tme, she wishes to begin her university studies.

After finishing her studies, she will apply for a new job or seek a promotion at her present job that will allow her better professional and economic development. At this time she wants to make an investment in purchasing construction materials. For this purpose, she is asking for a loan, to repair the roof on her humble home. At present, it is in a precarious condition. This makes daily life difficult, especially since winter is approaching. This investment will offer better living conditions which will afford her a more dignified quality of life.
View original language description ↓
Karel Eunice L. R., es una joven de 21 años, soltera, que termino sus estudios secundarios y a muy temprana edad comenzó a trabajar, para sustentarse por ella misma, labora como afanadora en la Dirección General de Aduanas de Nicaragua y por el momento desea comenzar sus estudios universitarios.

Una vez terminando los estudios, aplicar para un nuevo empleo o buscar una promoción en su trabajo que le permita un mejor desarrollo profesional y económico, por el momento desea realizar una inversión en la compra de materiales de construcción y es para este fin que solicita un préstamo, para reparar el techo de su humilde casa, que en la actualidad se encuentra en una precaria situación, dificultando su diario vivir, amenazando con inseguridades ante la delincuencia que habita en la zona donde radica, y más aun que la temporada de invierno se acerca, esta inversión le brindara mejores condiciones y comodidades de habitad que le aportaran un nivel de vida más digno.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 58
    View loans »
    Nicaragua Loans Fundraising
  • $25,750,675
    Funds lent in using Kiva
  • 21.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Karel Eunice to repair the roof of her home.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 28, 2010
May 14, 2010
Currency Exchange Loss:
Oct 15, 2011