A loan of $1,025 helped purchase costume jewelry, cosmetics, and perfumes.

Yarely's story

Yarely C. R. lives in the neighborhood of Villa Sol de Soledad. She has three children between the ages of 10 and 16. Yarely previously worked for a company and also had a side business preparing and selling food. However, her health began to deteriorate and now works as an independent sales representative offering products such as cosmetics, kitchenware, accessories, and silver jewelry through specialized catalogs. Yarely also manages a small store in the house of her godmother, who has provided her with much support.

Four years ago, Yarely started her business when a friend also joined the catalog program. She now shows her products through a promotional system and selects only those customers who have the ability to pay in order to avoid losing money. Yarely says she has been able to move her children forward and make all the necessary efforts to grow her business. She receives a great deal of financial and emotional support from her husband, who helps her to remain calm.

At the moment, she is requesting a loan from Fundación Mario Santo Domingo in the amount of 2,000,000 COP to purchase items from which she will receive commission such as costume jewelry, cosmetics, and perfumes. Yarely has participated in the FMSD programs for two years and says this loan will increase her capital so that she can begin investing in the construction of her house. She also says FMSD allowed her to get out of a job that was damaging to her health and work independently. In addition, she believes that the organization gives financial access to good clients like her who cannot afford to conduct business in cash but have opportunities to take advantage of sales promotions for products offered in the catalogs.

Her dream is to finish her house, which is in the advanced stages of construction, and make it more habitable. She hopes to spend time with her family because she currently lives at her parents’ house. Yarely wants her children to become prepared and take advantage of her efforts to create opportunities for them while they are healthy and young.

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Translated from Spanish by Kiva volunteer Ronan Reodica

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