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Mr. Rafael is a low income vulnerable person. He is 38 and married with three children. He lives in Saatli town, which is in the south-central flat area of Azerbaijan, in the Caucasus region.

Rafael owns and operates a mini shop in Saatli. He sells spare parts, oil, and other supplies for cars. But, as you see in the picture, the working capital he has is very limited; he has no opportunity to diversify his assortment. For this purpose he has applied to Normicro's Saatli branch and now is waiting to receive a $400 loan.

About Azerbaijan

  • $10,800
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $14,897,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD