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El Esfuerzo Group
In this Group: Maria Angela , Jose Delmer, Maria Auxiliadora
The group El Esfuerzo (The Effort) is located in Buena Vista Sur neighborhood in the city of San Lorenzo. It is made up of three people, all neighbors who have known each other for a long time. Following are the details of the different business activities they are involved in:

Mrs. Maria Angela N. R. is 36 years old, single, and sells staple foods (beans, corn, and rice) and soft drinks. She has been doing this for many years. She will use her loan to buy more staple foods and soft drinks. Maria has four children who depend on her, and she lives with their father.

Mr. Jose Dilmer T. Chirino is 30 years old, married, and has one child. He sells split firewood, and he also has two motorboats which he rents to others who sell firewood. His wish is to build his own house and buy a new motor for another boat. He will use his loan to buy firewood.

Mrs. Maria Auxiliadora Ortes F. is 36 years old, married, and has two children who depend on her. She sells fish. She will use her loan to buy more fish.

Their wish, as a group, is to work and continue progressing with their businesses to provide their families with a better quality of life.
View original language description ↓
el grupo solidario El Esfuerzo esta ubicado en la colonia Buena Vista Sur de la ciudad de San Lorenzo, esta integrado por tres personas, todos vecinos y que se conocen hace mucho tiempo atras, a continuacion se detallan las diferentes actividades que ellos realizan.

la señora Maria Angela N. R. tiene 36 años de edad, es soltera y se dedica a la venta de granos basicos (frijoles, maiz, arroz) y refrescos, tiene varios años de dedicarse a este tipo de actividad.
el credito lo utilizara para comprar mas granos basicos y refrescos.
Maria tiene cuatro hijos de los cuales dos dependen de ella, Maria vive con su papa.

El sr. Jose Dilmer T. Chirino tiene 30 años de edad, es casado, tiene 1 hijo.
Jose se dedica a la venta de leña en rajas, tambien tiene dos lanchas que las alquila a personas que se dedican a la venta de leña. Su deseo es construir su propia casa y comprarse otro motor para otra lancha.
el credito lo utilizara para comprar leña.

la sra. Maria Auxiliadora Ortes F. tiene 36 años de edad, es casada y tiene dos hijos que dependen de ella.
Maria se dedica a la venta de pescado. el credito lo utilizara para comprar mas pescado.
el deseo de todos ellos como grupo es trabajar y salir adelante con sus negocios para darles una mejor calidad de vida a sus familias.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 35
    View loans »
    Honduras Loans Fundraising
  • $9,977,375
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of El Esfuerzo Group's $850 loan helped a member purchase of firewood, staple foods, soft drinks, and fish.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 1, 2010
May 12, 2010
Currency Exchange Loss:
Jan 19, 2011