A loan of $450 helped purchase of construction materials (cement and other items).


Sónia's story

Sonia A. M. was born in the province of Gaza in the south of Mozambique. She is 27 years old, married, and has a 12-year-old son who attends school. Sonia only studied through 5th grade, and didn't continue because of her parents’ lack of financial resources. She lives with her family in their own house and doesn’t help support anyone else financially.

She left Gaza for the Boane district of Maputo with her parents when she was still quite young. She has owned her own business for more than 5 years. She doesn’t employ any help and has a monthly income of around 9000 Meticais. She uses this income to cover household expenses and occasionally saves some in her bank account as well.

Sonia has never taken out a loan with another bank. She found out about Hluvuku [the Kiva Field Partner] through a friend who also works with the institution. This is her 2nd loan, for the amount of 15,000 Meticais. She plans to use this money to buy construction materials (cement, bars, blocks, iron and other items) in order to continue working on the construction of her home. Her earlier loan was for 5000 Meticais and was used for the same purpose.

She promises to repay the loan as indicated in order to be eligible for other loans later. In the future she would like to apply for more loans to finish her house and offer her family better living conditions.

Translated from Portuguese by Kiva volunteer Catherine Fountain


Loan details


Lenders and lending teams



Loan details