La Criba Group
Sra. Delmis Marina F. A. is 39 years old and married to Sr. Marvin Geovani Rodriguez. They operate a bakery inside of their home. Doña Delmis and her four children are responsible for making the bread. Sr. Marvin sells the bread from his car and at home. She is requesting a loan to buy flour and eggs.
Sra. Luz Marina N. B. is 24 years old, single, and lives with her mother. When she was 21, Luz established a small business at home selling grocery products such as basic grains, cold drinks, etc. Her loan will be used to buy groceries and soft drinks. She hopes that her business will be the best in the area.
Doña Maria Digna C. is a 63 year old widow with five adult children who all live independently. She says that she has been managing her grocery business for approximately 35 years. Her loan will be used to buy vegetables, groceries, soft drinks, meats, and ingredients for making candy.
Greysi R. T. is 23 years old and in a common law marriage with Sr. Hector David Flores. They have a six year old child. Greysi sells candy and groceries. Her husband is currently outside of the country and sends remittances to invest in their home. Greysi will use her loan to buy meat, tortillas, lard, soft drinks, oil, potatoes, chicken, vegetables, and ingredients for making candy.
a continuacion se detalla las diferentes actividades que ellas realizan:
la señora Delmis Marina F. A. tiene 39 años de edad, esta casada con el señor Marvin Geovani Rodriguez con quien han logrado establecer una panaderia en su casa de habitacion.
doña delmis se encarga de la elaboracion del pan junto con sus cuatro hijos y el señor Marvin se dedica a la venta del pan en su carro y tambien lo venden en la casa.
esta solicitando el credito para comprar harina y huevos.
la señora Luz Marina N. B. tiene 24 años de edad esta soltera y vive con su mama, Luz desde la edad de 21 años establecio un pequeño negocio en su casa y ahí vende abarroteria como ser granos basicos, frescos etc.
el credito lo utilizara para la para la compra de abarroteria y refrescos.
Su deseo es que su negocio sea el mejor de la zona.
doña Maria Digna C. C. tiene 63 años de edad, es viuda, su esposo se murio y tiene 5 hijos todos son independientes, Digna comenta que tiene alrededor de 35 años de dedicarse al negocio de pulperia. el credito lo utilizara para la compra de verduras, abarroteria, refrescos y carnes para preparar golosinas.
Greysi R. T. tiene 23 años de edad, esta en union libre con el señor Hector David Flores con quien tiene un hijo de 6 años de edad.
Greysi se dedica la venta de golosinas y venta de abarroteria, en estos momentos su pareja se encuentra fuera del pais, le envia remesas que invierte en su casa.
el credito lo utilizara para comprar carnes, tortillas mantecas, refrescos, aceite, papas, pollos, verduras, para fabricar sus golosinas.
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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