A loan of $1,200 helped to buy a cow.


Margarita's story

29-year old Margarita lives with her husband and their four children (aged 10, 8, 6 and 1). They do not have much money because they’ve only been together for five years and already have four children. They live in the town of Cochabamba in the Machacmarca area. As they do not own their own house, they live in their parents’ house which they will inherit one day.

Margarita’s main job is producing raw milk, and she currently has three cows. She takes the milk to a factory which makes milk products. Her husband is a mechanic, going round to people’s houses to work on their cars. As he has no fixed place of work, he doesn’t work every day so money is sometimes in short supply.

This loan will be used to buy another cow so that more milk can be produced and income increased.

One of Margarita’s goals is to own even more cows so that she one day will have a small farm with herd of at least twenty. She also would like to add on to the house she will inherit from her parents so that each child has his/her own room. At the moment there are only two bedrooms, one of which is for the four children, an inconvenient arrangement, and one for the parents.

Translated from Spanish by Kiva volunteer Jane A



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