A loan of $3,975 helped a member buy pants, shirts, blouses, skirts, dresses, and other clothing for all family members.

El Cruce Hacia El Futuro (Cuenca) (Crossroad Toward The Future) Group's story

El Cruce Hacia el Futuro (Crossroads Toward the Future) is a communal bank that was formed by a group of women who look every day to improve their household economy through daily work. The group is located in the Sinincay neighborhood where you can enjoy green and flowered fields, the lush vegetation of the mountains, the rivers and brooks, the song of the birds, adobe and brick houses both traditional and modern. The people are known for their humility, work, respect for others, and friendliness toward visitors.

Señora Mónica C. lives in the neighborhood of Las Malvinas in the city of Cuenca. She is requesting her first loan, motivated by her aunt and her cousin to form part of this splendid group of women striving in life. She is 34 years old and has been separated from her husband for 12 years since he left the country to try and offer them a better future, but on arriving at his destination he forgot about his family. Their union had resulted in a daughter who is now 11 years old and studies in a school in the city. Monica does not have her own house so she lives in her parents' house.

Monica works as a domestic servant and also works in her mother's bar. For the moment she is in charge since her parent has been sick. She works at the bar only weekends and in her free time she works selling clothing which she has been doing for 3 months. With this loan she will buy pants, shirts, blouses, skirts, dresses, and other accessories for all family members in order to have a ready stock of items for her demanding clients.

Her greatest dream is to have her own house.

Señora Rosa P. lives in the El Cruce de Sinincay area, is 44 years old, and is married. Her marriage has resulted in six children who are ages 27, 25, 22, 14, 13, and 4. Her oldest daughter is married and lives independently. Her second son works in Hidropaute and only comes to the house on weekends. He helps Rosa a little with the economy of the home. Her third son works and studies at the university. The 2 next children continue studying in high school. Her husband is a professional mason. Thanks to the sacrifice of the family they have been able to build their own house.

Rose had a stand where she butchered pigs and prepared rich dishes but a year and a half ago she got a gallbladder illness and had to give up that work. Now she works in the cafe of a high school where she has been for eight months.

She has been a member of the communal bank for 10 years, thanks to an invitation from her cousin. With previous loans she maintained her stand and with the new loan she will pay some debts acquired in her previous business that have accumulated.

Her goal is to improve the state of her house.

In this group: Elsa Gladys, Janaeth Faviola*, Maria Del Carmen, Johanna Belen, Maria Angelita, Monica Patricia, Maria Del Carmen, Rosa Del Cisne, Gladis Blanca, Veronica Ines

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Translated from Spanish by Kiva volunteer Daniel Burke

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