Mrs. Pech H. is a 60-year-old local farmer and the mother of a school-aged child, as well as another five children who are employed and help with the family responsibilities. Every day in the early morning, Pech H. and her husband go to their field where they plant a variety crops, such as rice and watermelon crops. They will harvest and sell crops when they come to maturity.
Pech H. faces a problem: she has already been growing her crops since a month ago but they are not growing well and may need fertilizer. Therefore, Pech H. decided to request a loan of $1050 which she will use to purchase many sacks of fertilizers to improve her crop yields, as well as to buy an ox to help with plowing the farmland.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.