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Zuhran's Group
In this Group: Zuhran , Shamim, Zubaida, Bushran
Zuhran is a wife of U. D. and lives in the Pakistani city of Borewala, which is famous for its shrines. She owns a small, two-roomed house where she has lived with her family for over 30 years.

Zuhran is a talented lady who manages both her business sewing clothes and her house very efficiently. She gets up early in the morning, gets her children ready for school, and then prepares breakfast for them. Then after she has done her domestic chores, she starts sewing clothes. She is very disciplined in her work, sewing clothes at the decided time. She earns approximately 5,000 PKR from her sewing business. She uses half of the money to pay her children's education expenses and the remaining amount she saves for rainy days.

Zuhran's husband is a carpenter who makes furniture to order. He has been in this business for the last 15 years. He is also a very hardworking man. Their earnings help them to run the financial aspect of their home smoothly.

Zuhran has been with Kiva partner, Asasah – a microfinance institution in Pakistan – for the last three years. With the profits she has made, she purchased a color television, a washing machine and a motorbike for her husband. Now she is applying for her fourth loan, which will be used to purchase items (such as nails, wood, glue and polishers) to expand her husband’s business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 343
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 84.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zuhran's Group's $1,200 loan helped a member to purchase items for her husband's furniture-making business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 10, 2010
May 9, 2010
Currency Exchange Loss:
May 15, 2011