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Harvest Trust Bank Group
In this Group: Zinabu, Victoria, Adwoa, Afia, Susana, Victoria
Adwoa is forty-five years old. She is a divorcee and has five children under her care. They are between the ages of seventeen and twenty-seven years old. She lives with her children in a rented apartment in the community.

Adwoa is a hard-working and trustworthy woman. She is a petty trader. She trades in provisions and perishable goods. She has been trading for five years now. Adwoa wants the loan to purchase provisions and other goods – vegetables, food items, etc., in bulk. She buys from nearby towns. She hopes to see some of her children attain higher education.

Adwoa is the leader of a trust bank group called ‘Harvest’. The group is made up of six members who are mainly petty traders and food vendors. They are requesting the loan to procure goods and raw materials in bulk to expand their businesses.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 13
    View loans »
    Ghana Loans Fundraising
  • $12,270,275
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Harvest Trust Bank Group's $1,975 loan helped a member purchase bags of sugar, milk and rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 15, 2010
May 11, 2010
Currency Exchange Loss:
Dec 18, 2010