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Nyame Asem Group
In this Group: Amma, Sara, Joyce, Beatrice, Yaa, Akua, Yaa, Adwoa, Amma
Sara is twenty-four years old. She is married and has two children who are one and seven years old. She lives with her husband and children in a rented apartment in the community. Her husband is a book publisher.

Sara is a hard-working and trustworthy young woman. She is a petty trader. She trades in cosmetics. Sara has been trading for four years now and wants the loan to procure cosmetics such as body spray, perfumes, powder, pomades, etc., in bulk. She buys from nearby towns. She hopes to provide quality education for her children.

Sara is the leader of a nine-member trust bank group called ‘Nyame Asem’, 'God’s word'. The group is made up of trustworthy members who are mainly petty traders and food vendors. They are requesting the loan to procure goods and raw materials in bulk to expand their businesses.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 20
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nyame Asem Group's $1,775 loan helped a member purchase cosmetics in bulk.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 14, 2010
May 11, 2010
Currency Exchange Loss:
Oct 5, 2010