A loan of $325 helped purchase of construction materials (cement, blocks, iron, sand and other items).


Chame's story

Chame A. was born in the district of Angoche, in the province of Nampula in the north of Mozambique. He is 43 years old, married, and has 2 children who are 17 and 7 years old. Both children attend school. He got a degree in agricultural research some 17 years ago. He lives with his family in a house provided by his work and helps to support his siblings in Nampula by sending them money to cover their household expenses.

Chame left Nampula for Boane in 1988 to continue his education. He later decided to settle in the area and he has worked as a teacher for the Ministry of Education for more than 15 years. He doesn’t employ any help and he has a monthly salary of 7085 Meticales. He uses this income to cover household expenses and also saves some each month in his bank account.

Chame had taken out loans before with the Procredito Credit Cooperative, but he decided not to continue with them. He found out about Hluvuku [the Kiva Field Partner] through friends who have also worked with the institution. This is his 4th loan, for the amount of 11,000 Meticales. He plans to use this money to buy construction materials (cement, iron, sand, blocks and other items) in order to continue working on his home construction project. His earlier loans were for 10,000, 10,000, and 13,000 Meticales and were used for the same purpose.

He promises to repay the loan as indicated in order to be eligible for other loans later. In the future he would like to apply for more loans to finish his house and continue with his studies.

Translated from Portuguese by Kiva volunteer Catherine Fountain


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