A loan of $375 helped purchase of construction materials (cement, iron, stone, etc.).

Agrecia Arnaldo's story

Agrecia Arnaldo M. was born in the Xai xai district, in the Gaza province, in the south of Mozambique. She is 31 years old, is single and does not have any children. She attended the first year of college studying physics in the Pedagogical University. She lives in government housing and she supports her brother and two nephews, who both live with her.

She left Xai xai for the Namaacha district, in the Maputo province when her parents divorced in 1989. In 2003, she left Namaacha for Boane when she was transfered. She has worked as a teacher for the Ministry of Education for 8 years. She has no employees and has a monthly salary of 4,300 MT, which she uses to pay for her household expenses and she saves some in her bank account.

She has never had a loan with another bank. She came to know Hluvuku through a coworker who is also a client of the institution. This is her second loan for the value of 12,000 and she will use this amount to purchase construction materials (cement, iron, stone, and others) to continue the construction on her home. She promises to repay her loan dutifully so that she can have access to others. She dreams of finishing her studies, in the future she hopes to access more loans to finish her home.

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Translated from Portuguese by Kiva volunteer Michelle Harrison

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