A loan of $1,000 helped pots, mattresses, notebooks.


Oswaldo Heribeto's story

Oswaldo is 48 and lives in Paraiso de Guayaquil on the outskirts of the city of Guayaquil. His house is made of cement and he has electricity only of the basic utilities. He has two children.

Oswaldo left his job with a company three years ago to become an independent vendor of notebooks and stationery. Little by little he has incorporated more merchandise to sell. Now, he also sells mattresses that he buys at a very low price. He travels the streets of Guayaquil selling the mattresses.

With the loan proceeds, he would like to buy pots, stationery and mattresses for his business. In the future, he wants to sell electronics and to have a store to sell assorted products.

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Translated from Spanish by Kiva volunteer Kara Gibson



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