A loan helped to buy cattle in order to increase her income from raising cattle.


Kulkaka's story

Kulkaka is 45 years old and married, with 2 children. She has a high school education. By her nature she is kind and caring. She has been raising crops and animals for 20 years as the primary income for her family. Thanks to her hard work, her farm currently has 4 cows and 30 sheep.

In order to further grow her farm, she has applied for a loan of 150,000 som (KGS) from Bai Tushum Bank to buy livestock, in order to increase her income from breeding livestock. She plans to invest the income from the loan into growing her farm.

Translated from Russian by Kiva volunteer Eugenia Tietz-Sokolskaya.


This loan is special because:

The borrower receives a lower interest rate to fund their agriculture activities.



Loan details


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Loan details