Mrs. S., 24, is a married woman. She and her husband are blessed with a young child who is enrolled in school. Mrs. S. is a laborer who sews clothes in a garment factory, earning a suitable salary. Another source of income for the family comes from her husband’s taxi business. Mrs. S.’s husband complains that he cannot attract as many clients as before because his old taxi has broken down often, and his income has been affected. Because of this reasonable problem, Mrs. S. decided to ask for a loan in order to replace the old taxi.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.