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Osmonalieva Guljahan Group
In this Group: Guljahan, Paridahan, Sadibarhan, Munishon, Dilorom
Guljahan is 58 years old, married. Her husband works as a mathematics teacher, whose salary is about 70 dollars. Her son is a first-year student at the Osh University. The client is involved in growing and selling wheat. Guljahan has been involved in agriculture for over 20 years and earns a good income. She plans to sow autumn cabbage for the second harvest. The client is a teacher by trade. She plans to use this loan to purchase mineral fertilizers and fuel for harvest cultivation.

Paridahan is 48 years old, married. Her husband works as a Kyrgyz language teacher. She also works as a beginner-grade teacher at the Boston school. Besides this work, they have a family business of animal husbandry, fattening and sales of cattle. The client wants to buy 2 bulls at 10,000 som and livestock feed at 5,000 som.

Sadibarhan is 52 years old, married. Her husband is a private driver. Her only son works in the Russian Federation and sends home a minimum of $200 monthly. The client is a teacher by trade and works at the Boston school, teaching Uzbek language. In addition, she is involved in animal husbandry – fattening and breeding sheep. She plans to use the loan to buy sheep and mineral fertilizers.

Munishon is 51 years old, married. Her husband is a construction worker. The client’s business is a family business. They are involved in animal husbandry – fattening and resale of cattle. Just like the other group participants, the client works as a beginner-grade teacher at the Boston school. Her salary there is 50 dollars. The loan will be used for the purchase of construction materials to build a house. They already finished the foundation.

Dildorahon is 50 years old, married. Her husband is involved in passenger transportation. He is a private driver. She has 3 children: sons are 23, 11 and 17 years old. The oldest son is a construction worker, middle is involved in animal husbandry, and the youngest is in school. The client breeds sheep. She plans to use the loan to buy sheep for fattening and breeding and also to build a home.
View original language description ↓
Гулжахан, 58, замужем. Ее супруг работает преподавателем по математике, зарплата составляет около $70 сом. Ее сын студент в ОшГУ, учится на первом курсе. Клиент занимается выращиванием и реализацией пщеницы. Клиентка более 20 лет занимается сельским хозяйством получает хороший доход. На второй урожай планирует посеять осеннюю капусту. Клиентка по профессии учительница. На кредит она планирует закупить минеральныее удобрения и ГСМ для культивации урожая.

Паридахан, 48, замужем. Ее супруг работает учителем кыргызского языка. Сама также работает в школе Бостон учительницей начальных классов. Кроме этого у них есть семейный бизнес: Животноводство, откорм и перепродажа бычков. Клиентка хочет купить 2-х бычков по 10 000 сом, на 5000 сом корм для живности.

Садибархан, 52, замужем. Супруг частный водитель. Ее единственный сын находится на заработках в РФ, ежемесячно высылает минимум 200 долларов. Клиентка по профессии учительница, работает в школе Бостон, преподает узбекский язык, дополнительно занимается животноводством: откорм и разведение овец. На кредит клиент планирует закупить овец и минеральные удобрения.

Мунисхон, 51, замужем. Супруг работает строителем. Бизнес клиентки семейный - Животноводство, откорм и перепродажа бычков. Клиентка как и другие участники группы работает учительницей работает в школе Бостон, учительницей начальных классов, зарплата 50 долларов. Кредит будет использован на закуп строй материалов для стройки дома, уже построили фундамент.

Дилдорахон, 50, замужем. Супруг занимается извозом пассажиров - он частный водитель. У нее 3 детей: сыновьям 23,11 и 17 лет. Старший сын строитель, средний занимается животноводством, младший ходит в школу. Клиент разводит овец. На кредит планирует закупить овец для откорма и разведения, также потратить для стройки дома.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 35
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,825
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Osmonalieva Guljahan Group's $1,725 loan helped a member purchase of mineral fertilizers and fuel.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 29, 2010
May 7, 2010
Currency Exchange Loss:
Mar 15, 2011