A loan of $300 helped to buy equipment and other hair care products for the barber shop.


Virginia's story

Virginia A., 51, is making sure that her family has enough provision for their daily needs. Married to Matyano A., a barber and junk shop owner, they are blessed with four children. Virginia makes sure that she helps her husband earn so that their family can have a better life. She has been managing their family’s junk shop together with her husband for quite some time now.

Virginia has been a regular member of Center for Community Transformation (CCT) for more than a year. She regularly attends its weekly fellowship meetings* and pays her weekly dues consistently. Her good repayment performance with her previous loans means she was able to borrow quite a few times in CCT’s Cooperative. She is consistent in paying her dues because she used the money she borrowed to expand and improve her junk shop.

To ensure the success of the family's businesses, Virginia would like to apply for a loan of 13,000 PHP. This amount will be used as a source of added capital to the expanding businesses by buying equipment and other hair care products for the barber shop and investing a portion of the loan in buying junk from junk collectors.

Virginia dreams that her business will continue to grow so that she can provide for her children’s education.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.



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