A loan of $1,000 helped purchase farming supplies.


Carmen's story

Carmen C. V. is 50 years old, married, and has eight children: Raul (age 30), David (age 27), Janeth (age 24), Agnelio (age 23), Mercedes (age 20), Salomón (age 18), Saúl (age 16), and Nancy (age 13). They live in the town of San Francisco de Rumí, which is 1½ hours from San Miguel Canton in the Province of Bolivar.

Carmen is a member of the Communal Bank “San Francisco de Rumí Pamba”. The group consists of 25 members, most of whom are engaged in agriculture. Carmen has been farming all of her life as the main source of income for her family. Among the crops grown in the area are corn, potatoes, and tomatoes. She sells her products at the markets in Guaranda and Riobamba.

Carmen is requesting a loan to buy farming supplies for her crops. Her goal is to avoid earning low prices during harvest season. Her challenges include overproducing corn when prices are not favorable. In her free time, Carmen says she enjoys talking with her neighbors about her children’s education.

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Translated from Spanish by Kiva volunteer Ronan Reodica



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