He has never left the city of Maputo. For more than 15 years he has worked as an operations technician at Aguas de Moçambique. He has no employees and has a salary of 7,107 meticais per month. He uses this money for household expenses and also manages to save some in his bank account.
Fernando had a loan with Barclays Commercial Bank and decided not to continue with them. He learned about Hluvuku through his cousin, who is a long-time customer of this institution. This is his first loan. He is asking for 15,000 meticais to buy construction materials (zinc sheets, beams, doors and other items) to add on to his house.
He promises to pay off this loan on time to maintain his credit. In the future he would like to ask for more loans to buy another plot and build another house.
Nunca saiu da cidade de Maputo, trabalha como técnico operativo na empresa Aguas de Moçambique ha mais de 15 anos. Não possui nenhum empregado e tem um salário de 7.107.00mt por mês que aplica nas despesas de casa e ainda poupa algum na sua conta bancária.
Ja teve empréstimo no Banco comercial Barclays e decidiu não continuar mais. Conheceu a Hluvuku através de seu primo que é cliente desta instituição a longa data. Este é seu 1° empréstimo no valor de 15.000.00mt com qual pretende comprar material de construção (chapas de zinco, barrotes, portas e outros) para ampliar a sua residência.
Compromete se a pagar devidamente este empréstimo para poder aceder a outros. No futuro pretende solicitar mais empréstimos para adquirir mais um talhão para construir outra residência.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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