Mrs. Khat S. is a 53-year-ld married woman. She works very hard as a fish seller as mobile around the community typically earns around $3 per day. She currently has another financial earner in her husband, who is a local farmer. This couple is married with seven children, three of whom work in the garment industry, while other four attend school. Recently, Khat S. received orders from some people who need much fish, but she cannot satisfy the needs of her customers because she lacks capital. Because of that, Khat S. decided to pursue a loan to order fish in bulk and resells them to her client for gaining income.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.