A loan of $1,050 helped a member to purchase additional inventory.

A.batapa's Group's story

Arsulita B., 70 years old, is from the village of Buenavista. She is is the group leader of a 6-member group loan offered by PMPC. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults.

Arsulita is married and has 9 adult children. To make a living Arsulita operates a "sari-sari" store where she sells a variety of different products in the local community. Arsulita has been engaged in her business for over 11 years and earns approximately 8000 PHP a month.

Arsulita joined PMPC in 2000 to improve her living situation and ability to engage in business activities. She has successfully repaid her previous loans from PMPC. Arsulita is requesting her 14th loan, for 5000 PHP, which she will use to purchase additional products to sell. She plans to use the additional revenue to financially support immediate members of her family.

About PMPC

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.


To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partners to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Arsulita, Lucia, Indus, Elena, Jennifer, Godilla

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Loan details