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Las Palmeras Group
In this Group: Paula, Rosa Esmeralda, Telma Mercedes
The group Las Palmeras (the Palm Trees) is made up of three working women. One of them is Paula F. E., a simple and humble woman. Three years ago, with some savings, she bought and sold a few pieces of Romanel jewelry. Currently with the loans and the help of her live-in partner, her business has been growing remarkably.

The companions in the group are Rosa Esmeralda M., 39, who works as a pork butcher, and Thelma Mercedes Riva who, with the help of her husband, started a business selling shellfish-and it has been growing.
View original language description ↓
El grupo las Palmeras está integrado por tres mujeres trabajadoras una de ellas es Paula F. E. una fémina sencilla y humilde quien hace tres años con unos ahorros compro algunas prendas Romanel las cuales comercializo. Actualmente ella con los prestamos y la ayuda de su compañero de vida su negocio ha mejorado notablemente.

Sus compañeras de grupo son Rosa Esmeralda M. de 39 años quien se dedica al destace de cerdo y Thelma Mercedes Riva quien con ayuda de su esposo puso el negocio de venta de mariscos y el cual ha ido aumentando.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,388,300
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Palmeras Group's $300 loan helped a member to buy Romanel jewelry.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 30, 2010
May 7, 2010
Currency Exchange Loss:
Sep 15, 2010