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Yesu Ne Hene Trust Bank Group
In this Group: Christiana, Abena, Agnes, Akua, Adwoa, Agnes, Hanana, Christiana, Ama, Victoria, Yaa, Joyce, Yaa*, Alishatu, Faustina, Sandra*, Isaac
* not pictured
Victoria is a 40-year-old woman who describes herself as enterprising. Victoria’s husband is a farmer and together they have 5 children between the ages of 6 and 22. Victoria would like to give her children access to quality education.

For the past 5 years, Victoria has operated a soap manufacturing business. She will use the loan to buy caustic soda, vegetable oil and perfume for soap making. Victoria hopes to eventually expand her operations so that she can reach more customers. In addition to her soap manufacturing business, Victoria helps her husband with farming as well.

Victoria is the leader of the trust bank group named “Yesu Ne Hene”, which means 'Christ is Lord' in Twi, the language most commonly spoken in Ghana. There are 17 members in this group. The group is all women except for one man. The other members in this group operate retail businesses selling items such as plantains, cooked rice, onions, maize, beans and clothing. They plan to use the loan to buy assorted inventory to grow their businesses and enrich their familes' living conditions.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 29
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Yesu Ne Hene Trust Bank Group's $4,400 loan helped a member to buy ingredients for soap-making in bulk.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 23, 2010
May 6, 2010
Currency Exchange Loss:
Oct 5, 2010