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Francisco Tito
Francisco S., 59, lives in an urban zone in El Suburbio (located in south Guayaquil and generally inhabited by low-income people), Guayaquil. His wife is a housewife and they have two children who are 29 and 20 years of age.

Since he was little he’s always been interested in cameras but due to lack of funds was never able to buy himself one. When he grew up and had his first job he used his first salary to buy a camera. He started to take pictures of his neighbors and friends but, because he needed to specialize, he started to study photography.

Studying photography led to many friendships that helped him become a professional photographer. Now, this is his main economic activity and how he supports his family. He develops the film in a room in his house and works social events or by contract.

He will use the loan to buy rolls of film and batteries for his cameras so that he will earn higher income to insure his and his wife’s old age.
In the future, he’d like to have his own place to install his photography studio.
View original language description ↓
Francisco S. de 59 años, vive en una zona urbana en el Suburbio (está situado al sur de Guayaquil y generalmente vive gente de clase baja) de Guayaquil. Su esposa es ama de casa, ellos tiene dos hijos de 29 y 20 años de edad.

Francisco desde pequeño le llamo la atención las cámaras fotográficas, pero por la falta de dinero no pudo comprar una, al crecer obtuvo su primer trabajo y su primer sueldo compro una cámara. Empezó a tomar fotos a sus vecinos y amigos, pero como necesitaba especializarse, comenzó a estudiar fotografía.

Por haber estudiado fotografía obtuvo muchas amistades que le ayudaron a ser un fotógrafo profesional. Ahora esa es su actividad principal y así mantiene a su familia, revela las fotos en un cuarto que tiene en su casa, trabaja en eventos sociales y por contrato.

Con el préstamo quiere comprar rollos y pilas para sus cámaras y poder tener mas ingresos para asegurar la vejez de el y su esposa. En el futuro quiere un local propio para tener un estudio de fotografía.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Francisco Tito for rolls of film and batteries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 8, 2010
May 7, 2010
Currency Exchange Loss:
May 15, 2011