A loan of $225 helps to buy items to sell like canned goods and personal care products.


Gemma's story

Gemma is 54 years old and married with five children. She works very hard to provide for them.


She runs a general store in the Philippines and has requested a 10,000 PHP loan through NWTF to buy items to sell like canned goods and personal care products.


Gemma has been in this business for 10 years. She would like to save enough to provide a secure future for her family.


This loan is special because:

It helps this borrower grow their business.

Mark McDonagh, Kiva staff

Mark McDonagh
Kiva staff



Loan details


Lenders and lending teams





Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.