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Since the early years of their marriage, Eden M. and her husband have cultivated land for rice farming. Their income from this activity is the source for meeting Eden’s family's needs. This livelihood has supported the education of her only child (who is now 30 years old) in college until his graduation from a two-year course in agriculture. While he is not yet employed, he has been a great help to his parents in their rice-farming business.

Compared to the average expenses that a farmer should spend on rice farming, it is now a very expensive occupation because the prices of farm inputs and equipment rentals are higher than before. Eden and her husband, just like all those who had no opportunity to access a loan with low interest, would take a loan from money lenders who charge huge amounts of interest. Therefore, after harvesting and selling the rice, their profit would be very small and not even enough to support their family's basic needs.

As a consequence, Eden and her husband agreed to obtain loans from Kiva partner, ASHI, since becoming a member in 2007. Eventually, life has become easier and enjoyable for her and her family, although their business is still unstable and has not grown so well. Eden is hoping that with the loan she is requesting now, her business would improve a bit further.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 398
    View loans »
    Philippines Loans Fundraising
  • $69,611,525
    Funds lent in using Kiva
  • 44.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Eden to purchase rice seedlings, fertlizers and other farm inputs.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 12, 2010
May 5, 2010
Currency Exchange Loss:
May 11, 2011