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Shahnaz's Group
In this Group: Shahnaz , Rubina, Bawi, Hajran, Bushra
Shahnaz is a wife of T. H. and she lives in a mid-size city named Riwind, in Pakistan. Riwind city is famous for its dairy business.
She is 44-year old woman and owns a two room house, in which she has been living with her family for over 10 years. She is an uneducated lady because she lives in a community where people don’t like to send the girls to school for an education. They raise girls with the guidance of managing domestic chores. This same upbringing happened to Shahnaz and she learned the skills of managing domestic chores and cooking. Shahnaz has given birth to four boys. Her eldest son is a painter and paints doors and windows on call. The next to him works in a local factory on a monthly wage. The youngest sons are enrolled in school and are getting an education. Shahnaz's husband is a mason by profession. He has been in this profession for the last 20 years. Shahnaz is a very caring lady. She takes care of their health by cooking good food and presents it to her family on time, which makes them happy when they reach home.

Shahnaz is a regular client of Asasah (a microfinance institute in Pakistan and a partner of Kiva). She has successfully repaid her three loans to Asasah and now she is applying for a loan for the fourth time. She will use the loan funds to purchase masonery tools so that her husband may earn a good profit from his profession and improve the standard of living for their family.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 231
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 84.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahnaz's Group's $1,075 loan helped a member to purchase masonery tools.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 28, 2010
May 4, 2010
Currency Exchange Loss:
Apr 15, 2011