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Shamim's Group
In this Group: Shamim , Rukhsana, Shakila, Shamim
Shamim, 50, lives in Lahore, known as the heart of Pakistan, with her husband and five daughters in a small two-room house. Her husband works in Marriage Hall as a cleaner, but his income is not sufficient to maintain the family. She also worries about her daughters’ marriages.

Therefore, a few years ago Shamim started her business of cloth selling, an enterprise she has steadily expanded into the cloth market, where she obtains orders and travels to various cities to purchase embroidered dresses such as Multan and Faisalabad.
She purchases clothes from these cities because of their cheap rates and good designs.

Shamim earns from Pak Rs. 10,000 to 15,000 on a monthly basis but earns more on occasions such as Eid and marriage functions. She lives with a dream of someday opening her own boutique where she can sell embroidered dresses and get the full profits of selling. Shamim is now requesting a loan from Asasah (a microfinance institute in Pakistan and a partner of Kiva) to purchase more dresses to expand her business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 84.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamim's Group's $975 loan helped a member purchase embroidered dresses to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 28, 2010
May 4, 2010
Currency Exchange Loss:
Apr 15, 2011