A loan of $8,500 helps a member to buy ten bags of rice to boost her initial capital.


Tujiunge Pamoja Group's story

Madam Joséphine is a client with MFI Hekima and the president of business group "Tujiunge Pamoja". She is 49 years old, married and the mother of nine children all attending school. Her partner is a broker.
She sells groceries and started this business in 2004 with seed money obtained from her husband. Subsequently, she turned to Hekima to sustain her business which expanded progressively. With this new loan, she will buy ten bags of rice, which will boost her initial capital. Her business' challenges are linked to the exchange rate.
She would like to feed her family and have a good house. Finally, she wishes to thank Hekima and its partners for their support to non bankable business owners, especially during this global crisis due to Covid-19. Only the leader of the group is pictured due to Covid-19.

In this group: Josephine, Marie, Jeanne, Alain, Nathalie

Translator profile picture

Translated from French by Kiva volunteer Madeleine Schwartz.


This loan is special because:

It serves entrepreneurs in conflict-affected areas with few opportunities.

Manon Genouille, Kiva staff

Manon Genouille
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.