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José E. G. is 39 years old and lives with his common law wife and their four year old son, who are his highest priority. This loan will be used to help maintain his farm, specifically for the purpose of growing coffee. José plans to buy compost and fertilizer so that he can adequately maintain his coffee crop. This will result in better quality and the highest possible price when it comes time to harvest.

This is his first loan with FUDECOSUR and he is very happy with the services that have been provided. Don José has worked many years in agriculture. He hopes in the future to provide his family with a better quality of life and greater financial stability. In addition, he wants to continue growing as a person and as a producer.
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José E. G., tiene la edad de 39 años, está en unión libre, y vive con su esposa y su hijo de 4 años de edad, y son su mayor prioridad. El crédito lo quiere para asistir su finca, específicamente para el cultivo de café, la idea es comprar el abono y el fertilizante. Desea darle el adecuado mantenimiento al cultivo de café para lograr una mejor calidad y para obtener el mayor ingreso posible cuando sea tiempo de cosecha. Es la primera vez que realiza un crédito con FUDECOSUR y está muy contento con las facilidades que se le brindaron. Don José también trabaja desde hace muchos años en la agricultura. El espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como productor.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 2
    View loans »
    Costa Rica Loans Fundraising
  • $4,789,625
    Funds lent in using Kiva
  • 511.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped José purchase compost & fertilizers for his coffee crop.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 16, 2010
Jun 1, 2010
Currency Exchange Loss:
Jan 17, 2014