Twegatte Women's Group, Mukono
This happily married mother was prevailed upon by close acquaintances to open up her own business. Before she ventured into her retail shop, she was a secondhand-clothes dealer.
Justine has gone to extreme lengths to ensure her monthly earnings of 400,000 shillings are consolidated. In the wake of this success have been financial and other business operational problems that she has managed to stem the tide of.
Justine has not lost sight of her desire to see her business gravitate to a wholesale franchise. With enough second thought, she has been brought to terms with the fact that this loan will come in handy in helping her to buy more retail stock like rice, sugar and crates of soda.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid