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Twegatte Women's Group, Mukono
In this Group: Justine, Betty, Christine, Francis, Mulani, Derisal, Vincent, Gonzaga, Betty, Justine, Sikola, Twaha, Humalu, Safina, Francis, Mary, Francis
38-year-old N. Justine has reckoned on earnings from her ten-year-old retail shop in the heart of Kayiringuto trading center in Mukono to foster the welfare of her family. Since she took the reins of her business, she has gained enough leverage as her business, that for the most part deals in sugar, soft drinks and foodstuffs, has enabled her to support her five children’s education.

This happily married mother was prevailed upon by close acquaintances to open up her own business. Before she ventured into her retail shop, she was a secondhand-clothes dealer.

Justine has gone to extreme lengths to ensure her monthly earnings of 400,000 shillings are consolidated. In the wake of this success have been financial and other business operational problems that she has managed to stem the tide of.

Justine has not lost sight of her desire to see her business gravitate to a wholesale franchise. With enough second thought, she has been brought to terms with the fact that this loan will come in handy in helping her to buy more retail stock like rice, sugar and crates of soda.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 131
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,107.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Twegatte Women's Group, Mukono's $3,750 loan helped a member to buy more general merchandise like rice, sugar and sodas.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 28, 2010
May 7, 2010
Currency Exchange Loss:
Sep 15, 2010