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Gohar A. is 44 years old. She lives in Ijevan city with her husband and two school-aged children: a daughter and a son. From 1990 till 2003 Gohar was work in Ijevan School as a teacher. Then she migrated with her family to the Russian Federation but they returned to their motherland in 2005.

Since 2006 Gohar has been engaged in a hardware business. Her husband has a separate business: he manages a food shop. With the profit from their businesses, Gohar and her husband manage to cover their family's needs. Also, Gohar’s family have built a new house and bought furniture and consumer equipment for their house.

Gohar needs 1.100.000 AMD loan to buy linoleum and glazed tiles for her shop.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • 385.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,875 helped Gohar to buy linoleum and glazed tiles for her shop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 23, 2010
May 3, 2010
Currency Exchange Loss:
Nov 15, 2011