A loan of $825 helps to be able to increase his working capital and pay his providers, purchasing supplies such as natural fruits, coconut, and aloe vera, and the containers in which he presents and sells his beverages.


Julio Cesar's story

Julio is a 54-year-old micro-entrepreneur, a resident of the city of Barranquilla, where he has a business selling natural beverages. Julio Cesar began this business approximately 2 years ago due to the lack of work opportunities and the desire to get his family ahead. The gentleman offers his services daily to his primary customers, who are the stores and passersby in the sector with payments in cash and on credit.

Due to issues related to the COVID-19 pandemic, he had to suspend his business activities because of the mandates from the national government and health reasons, which drastically affected his income.

Currently, he is applying for his first Kiva loan, through Fundación Mario Santo Domingo, to be able to increase his working capital and pay his providers, purchasing supplies such as natural fruits, coconut, and aloe vera, and the containers in which he presents and sells his beverages. This is to be able to increase his number of sales and increase the profits from his business. Support him in his business loan.

Translator profile picture

Translated from Spanish by Kiva volunteer Wendy Harris.


This loan is special because:

It provides borrowers in micro businesses with affordable loans.

Lina Ramírez, Kiva staff

Lina Ramírez
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.