A loan helped to buy farm inputs, such as fertilizer and certified seeds, to enable her to grow more crops, reap maximum profits, and increase her business.


Caren's story

Born in 1990, Caren is a smallholder farmer who resides in a remote village in Bomet. Caren is a farmer who raises crops and runs a dairy. Through farming, she has gained much recognition in her village, and she is proud of that.

Caren has a farm where she grows crops and raises different animals. She also earns some income from a personal business. She never had a formal education and is content with the farming lifestyle.

The Bomet area is a favourable one for farming, so Caren is seeking a 100,000 KES loan through Kiva's field partner Juhudi Kilimo. She will use it to buy farm inputs, such as fertilizer and certified seeds, to enable her to grow more crops, reap maximum profits, and increase her business.

Being a woman and accessing funds in Kenya, especially around Bomet, is very challenging. Caren feels relieved knowing there are institutions such as Kiva and the wonderful lenders that help hardworking women like her.

She is always working to improve her family’s living conditions, but her biggest dreams are to become independent and support her parents and children by herself.

Caren is so thankful to lenders in advance for believing in and contributing to her dreams.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams




Loan details