A loan helped to buy farm inputs such as fertilizer to improve her crop and generate income to help her family.


Lydia's story

Lydia is a single mother of three children living in Kapcherop, a region that has a history of regular rainfall patterns. This has a direct connection with good agricultural production. She has borrowed previous loans on this platform and successfully repaid them.

With this loan, she will be able to purchase high-quality fertilizer, which she will use to greatly improve her crop production. Modern farming requires the use of modern techniques, and high-quality seeds will assure her a bumper crop harvest and increased profits. Lydia believes that through this loan, she will be able to give her children a solid educational background.

Unlike local money lenders that charge exorbitant interest on loans, Juhudi Kilimo and Kiva have entered into a partnership that aims to improve the lives of small-holder farmers by providing them with loans and encouraging them to save. Please support her at this time when the Covid-19 pandemic has affected food systems, food security and agricultural livelihoods.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams



Loan details