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Judith is 25 years old, married with two children, the first-born is 5 years old and the younger is 3 years old. Judith owns a small shop selling clothing. Judith’s business is well-known in her region. This is her 7th year of successful operation in her business. The hours of her shop are from 8 AM to 4 PM every day except Saturday.

Judith is now requesting a loan from Kiva lenders via Vision Finance Company in order to purchase bales of clothing which will allow her to satisfy more customers. Judith needs this loan because her monthly profit was too low to sort out her business problems. With this loan Judith hopes to increase her profits and save money for the future.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 44
    View loans »
    Rwanda Loans Fundraising
  • $18,423,625
    Funds lent in using Kiva
  • 583.2
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Judith different styles of clothing for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 28, 2010
Apr 30, 2010
Currency Exchange Loss:
Jan 15, 2011