A loan of $1,100 helps to buy mulberry for her tapa making business.


Sosefina's story

Sosefina, a 43-year-old mother of seven and a wife of a carpenter, runs a business of tapa making. She has been running this business for more than ten years now, and she enjoys running it. Her husband is a carpenter, and they have a new house which was built a year ago. Her husband was the only provider for their family. When they started their family, his wages satisfied their daily needs and expenses. But as the number in their family multiplied, they started to have financial shortage. The expenses were hardly covered. Therefore, Sosefina thought of starting a business to help her husband with their family. That is when she decided to run a tapa making business.

She joins a group of women, and they gather once a week and make tapas. Sosefina usually sells out her tapas to relatives overseas, but this pandemic has affected her business market. She has to sell her tapas locally with a cheaper price.

She is hoping to use her loan money to buy mulberry for her business. What her business has done for her family is uncountable. Her dream is to keep her business running and make more money.


This loan is special because:

It provides women with credit in a country where alternative financing is extremely scarce.

Mark McDonagh, Kiva staff

Mark McDonagh
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.