A loan of $1,875 helped a member to invest in her vegetable business.

Erlinda's Group's story

Erlinda C. is from the village of Makabbac, Iguig, Cagayan. She is 63 years old. Erlinda is the group leader of a 5-member group loan offered by ASKI. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults.

Erlinda is married and has 3 adult-aged children. To make a living Erlinda plants and harvests a variety of vegetables for sale. Erlinda has been engaged in her business for over 6 years and earns approximately 7,000 PHP a month.

In 2006, Erlinda joined ASKI to improve her living situation and her ability to engage in business activities. She successfully repaid a previous loan of 13,000 PHP from ASKI. Erlinda is requesting her eighth loan, for 15000 PHP, which she will invest in her business. She plans to use the additional revenue to make improvements to her house.

About ASKI

ASKI is one of the most successful microfinance institutions in the Philippines. It has 29 branches covering the Northeastern and Central areas. Its clients are mostly farmers, fisherfolk, and small entrepreneurs.


To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partners to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Erlinda, Marilou, Basilia, Leonardo, Pacita

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