A loan of $1,350 helps to pay for public utilities and to pay invoices, temporary employees and for general merchandise for the business, especially paper, pens and miscellaneous items. It will also pay for maintenance on the photocopier.


Osvaldo Maria's story

Osvaldo Maria is a 41-year-old micro-businessman. He lives in the city of Barranquilla where he has a miscellaneous and variety store. He has more than 5 years' experience in this activity. He is single and lives in the family home. The idea for the business came from a need to generate income to help pay for the household expenses, and a need to be near to his mother, who suffers from a degenerative disease. His customers are neighbors, passer-by and the general public. Due to the worldwide Covid -19 pandemic, he had to close his business for bio-security reasons and his income was drastically reduced. Now he is taking out his first Kiva loan with the Fundación Mario Santo Domingo to pay general and administrative expenses (public utilities, invoices, temporary employees). He will also buy general merchandise for the business, like paper, pens, miscellaneous, and pay for maintenance on the photocopier. Support his in his business loan.

Translator profile picture

Translated from Spanish by Kiva volunteer Ellen Donohue.


This loan is special because:

It provides borrowers in micro businesses with affordable loans.

Lina Ramírez, Kiva staff

Lina Ramírez
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.