Avelina P., 47 years-old, is a married woman who supports her family by engaging in a general store and food vending businesses. She lives in Barangay Culipapa Hinobaan, Negros Occidental with her husband Morillo and their 6 children (14 to 27 years of age). One child is married already and has 2 children.
Avelina has been a member of NWTF-Project Dungganon since 1997 and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her general store and food vending businesses, she is gradually making her family more economically stable. She now earns an average monthly income of PHP 5,000.
Avelina is now borrowing PHP 10,000 so that she can continue her general store and food vending businesses. This will be her 10th cycle loan from NWTF-Project Dungganon. Her previous loan of PHP 12,000, which she paid off well within its term, was just another step on her journey toward economic freedom. Avelina aspires to elevate her family’s living conditions and to ensure their future well being by following the “Dungganon” way.
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.