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Ruben B. is 54 years old and lives in Tsovagyugh village, Sevan area, with his wife. He has two sons who live in Yerevan. Ruben is an economist, and now works as an accountant in the Tsovagyugh village administration. At the same time, he is engaged in animal husbandry and land cultivation. On his farm, Ruben has cows and calves, pigs and piglets. His wife helps him on the farm and they use their farming income to provide for their family's needs and increase the number of their farm animals.

Ruben is asking for a loan of 1,100,000 AMD to buy fodder for his farm animals, seeds and fertilizer. He intends to spend his future income on reconstructing and repairing his house.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 178
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • 386.9
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Ruben to buy fodder for his farm animals, seeds and fertilizer.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Apr 21, 2010
May 2, 2010
Currency Exchange Loss:
Apr 15, 2011