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Mrs. P. is 43 years old. She sells different types of vegetable from her rented kiosk at the busy local market. She sells to people who come to buy things for their cooking, and she usually generates about $5 each day. Mrs. P. is a good mother to her six children, who are all single. Two of them who are no longer in school work in the construction sector, while the other four attend school. She also relies on the income from the family's other earner – her husband who works as a building foreman.

Mrs. P. finds it hard traveling frequently. She has been planning to buy a vehicle for a long time, but is not able to even though she tries to save up her personal money. She has decided to take a loan of $800 to add to her money in order to buy a motorcycle to provide transport for her family.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Pheng to buy a motorcycle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 9, 2010
May 2, 2010
Currency Exchange Loss:
Dec 16, 2010