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In this Group: Julia , Luz Marina , Guadalupe , Manuel , Yolanda, Graciela , Edwin , Vilma , Wilfredo , Elsa , Luis Alberto , Teofilo, Lidia
Our members belong to the “Vallecito” communal bank. They live in the Huanchac district, in the Cusco province, in the department of Cuzco.

Our member is Lidia. She is 37 years old. She lives with her partner in the San Sebastián district. She alternates her domestic activities with retail. She helps her partner with carpentry. She puts the finishing touches on the different items of furniture and together they are a team. Lidia needs the loan to buy a planer, a circular saw, and a wire brush.

Our members alternate their various activities with retail, mostly in services such as renting cell phones for individual calls, carpentry, costume jewelry, taxi rides, bread store, grocery store, book store, and school transportation. Our members are requesting the loan to reinvest in their different businesses.

The members are grateful for and appreciate the support provided through this program and they promise to repay their loans in the established time frame.
View original language description ↓
Nuestros socios pertenecen al banco comunal “VALLECITO”; Nuestros socios viven en el distrito de Huanchac en la provincia de Cusco y departamento de Cusco.

Nuestra socia es la Sra. LIDIA, ella tiene 37 años de edad, es conviviente y vive en el distrito de San Sebastián, Nuestra socia alterna sus actividades del hogar con el comercio minorista, La socia ayuda a su conyugue en la carpintería, ella da los acabados a los diferentes muebles y juntos son un equipo. Nuestra socia ahora desea el préstamo para comprar una cepilladora, cierra circular y una serda.

Nuestros socios alternan sus diferentes actividades con el comercio minorista, dedicándose en su mayoría a prestar servicios como, las llamadas a celulares, carpintería, bisutería, alquiler de taxis, panadería, tienda de abarrotes, bazar librería, movilidad de colegio. Nuestros socios solicitan el préstamo para reinvertir en sus diferentes negocios.

Los socios agradecen y valoran el apoyo brindado mediante este medio y se comprometen a cumplir con el pago de sus deudas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $63,783,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Vallecito Group's $3,950 loan helped a member to buy a planer, a circular saw, and a wire brush.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 26, 2010
May 2, 2010
Currency Exchange Loss:
Sep 15, 2010