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Silvia Elena
Silvia is the mother of three children. She is an enterprising 36 years old owner of a small general store. The business has increase her family's income.
Her husband works in construction which has made it easier for them to build. Little by little they have been completing their house but for lack of money they have not yet finished. Only a part is missing to finish the whole house. She wishes to finish it before the winter fully arrives in order to provide better accommodations to her family. It will also provide better hygiene conditions and safety from violence.
The loans have been aimed at improving the construction of her house.
View original language description ↓
Doña Silvia es madre de familia de tres hijos, es muy emprendedora, tiene 36 años de edad, con una pequeña pulpería que ha venido a mejorar los ingresos de la familia.
Su esposo trabaja en construcción en donde se le ha hecho más fácil el poder construir. Ha ido poco a poco cerrando pero por falta de dinero no logro terminar, solo le falta una parte para cerrar todo su casa, que desea hacer ante que comience el invierno en lleno y asi lograr acomodarse en mejores condiciones. Lo que permitirá mayor higiene y seguridad ante delincuencia. Estos financiamientos han venido a beneficiar las mejoras en la construcción de su casa

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Silvia Elena purchase of zinc, and other materials to finish part of the roof.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 28, 2010
May 4, 2010
Currency Exchange Loss:
Jul 15, 2011