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María Del Carmen
María del Carmen P. N. is 30 years old and resides in the small town of Ilobasco, which is well-known for its artisans who make various clay figures. This place is visited by many domestic and foreign tourists. María lives with her husband, who is employed by the National Civil Police, and their two children (ages 7 and 13). Like all responsible women, María looks after her family’s welfare. She sells clothing for men and women, which allows her to contribute to the family expenses. María has been in this business for more than five years. Each week she travels to the Guatemalan border to buy clothes to bring back to Ilobasco, where she makes all of her daily sales.

María is requesting a loan because she wants to buy a large quantity of clothing so that she can improve her sales.

View original language description ↓
María del Carmen P. N. de 30 años de edad, reside en pequeño pueblo de Ilobasco, el cual es muy conocido por sus artesanos, quienes hacen diferentes figuras de barro, lugar en el cual llegan muchos turistas nacionales y extranjeros. María vive junto a su esposo quien trabaja como empleado de la Policía Nacional Civil, y junto a sus dos hijos de 7 y 13 años de edad. María como toda mujer responsable quien vela por el bienestar de su familia, se dedica a la venta de ropa para hombres y mujeres, la cual le permite aportar para los gastos familiares, por lo que ella desde hace más de 5 años ejerce este oficio. Cada semana ella llega a la frontera con Guatemala para comprar la ropa la cual comercializa en el pueblo de Ilobasco, en donde realiza todas sus ventas las cuales son diarias. María solicita un préstamo a través del cual pueda comprar mayor cantidad de ropa y así mejorar sus ventas lo cual es su mayor deseo.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 545
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped María Del Carmen purchase clothing to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2010
May 5, 2010
Currency Exchange Loss:
May 20, 2011