A loan helped to buy high quality certified seeds and fertilizer in order to improve production, generate more income, and improve her quality of life.


Winny's story

Winny, a 31-year-old mom of two school-going children pictured in her simple house, is a proud smallholder farmer who dedicates her body and soul to agricultural work by practicing mixed farming (crop and dairy farming). Through this work, she has fed her family.

The biggest problem that farmers from her deep, remote village face is the lack of access to agricultural inputs, meaning that farmers' yields and incomes are far below what they could be.

Juhudi Kilimo partnered with Kiva to provide financial services to smallholders around Kenya. Through these financial services, farmers like Winny, from her village can now buy productive assets and important agricultural inputs for use on their farms.

Winny is seeking a loan to buy farm inputs such as seeds and fertilizer. Your loan will enable her to improve her production through the use of quality farm inputs. This intervention will help her fill the increasing demand for food in the market, and in the process, generate more income to repay the loan debt and to improve the quality of life for her family. She also hopes to improve the conditions of her house.

Help this mother to accomplish all her dreams with just a loan!


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams




Loan details